PLANET APP: A Quick And Easy Loan Option For Everyone


The increasing inflation and lack of savings lead to the need for loans for managing expenses. Whether you are planning a family vacation or it’s your sister’s wedding, loans are the best friend to meet the finances.

Credit score, bank history, or Lack of collateral will not affect your loan eligibility. People living in remote areas of the country can also get the more accessible and quickest loan online. Yes, with PLANET APP by L&T Finance, it is possible to get the quickest loan to meet your financial requirements. The app utilizes technological advancements to reach every citizen in the country. 

Also read: 10 Best Instant Personal Loan Apps


PLANET App is a digital platform offering a one-stop solution for your financial management. The app was designed and launched in March 2022 by L&T Finance. This app is a customer-centric app designed for people looking for easy loans. It allows you to get the loan details, manage loan repayments and offer a delightful experience with the instant approval of loans within 10 minutes. The transactions are secured with a four-digit PIN and biometric login. The app sends reminders and notifications regarding your repayments so you don’t miss any EMI. There are multiple payment modes available for the ease of the users.

Within a year, the app has successfully gained 3 million + downloads due to its seamless and efficient customer onboarding. The Planet app is Geo-agnostic, reaching every customer regardless of their location.

The PLANET APP by L&T Finance is easily downloadable on smartphones in PAN India. The user interface is so user-friendly that everyone can use it. Moreover, the app offers 12 language options to make it easier for users to navigate the services.

How to Download PLANET APP on Your Smartphones?

  1. You can download the App using Play Store or App Store.
  2. After the successful download, open the app.
  3. It will ask for permission, allow them or skip for later.
  4. Now, Choose which language you wish to continue.
  5. If it’s your first login, you need to complete the registration.
  6. Provide your registered mobile number.
  7. You will receive an OTP; use this OTP to set the PIN for your app.
  8. Now, Your account on PLANET APP is ready.

Consumer Loan on PLANET App by L&T Finance

Consumer Loan

The PLANET APP brings its users the consumer loan, where the money is transferred to a bank account, and borrowers can use it for personal use. Consumer loans are usually provided for marriages, vacations, buying new gadgets, etc. The application procedure for consumer loans at PLANET APP is easy and quick as compared to other competitors. Here, you will get Rs. 50,000 to 7,00,000 of the loan amount within a few minutes without collateral or security, at the comparable interest. No documentation and salary proof makes getting the loan even easier for the users. You can apply and get the loan within a few clicks on your smartphone from your home.

Two-Wheeler loan on PLANET App  by L&T Finance

Two-Wheeler Loan

The PLANET App will offer you financial assistance if you want a two-wheeler and need more money. You will get 100% on-road price of your Two-wheeler as a loan with the facility of home delivery and test drive. You can apply for a Two-Wheeler loan PAN India with minimal documentation and fewer steps. The interest rates are very low, and no salary proof is required. The documentation for the Two- wheeler loan includes the Adhaar card, PAN card, residence proof, and Bank statement. Planet app is a groundbreaker in the two-wheeler loan disbursal journey making it 100% digital from start to finish.

Also read: Best Instant Loan App For Self Employed

Here are the Upcoming Features of the PLANET APP

So every quarter the PLANET APP by L&T Finance plans to add more features to the app. Around 10% of their disbursement is around Electric Vehicles.  L&T Finance is planning to contribute to the ecosystem by figuring out where they can build charging stations for the urban marketplace. They are working on how they can secure customers’ assets through general insurance or any other insurance needs that the customer might be having. They are also building an income and expense tracker on top of the PLANET App so that it becomes handy for the user and gives a feature that keeps the person engaged.


PLANET App has reduced the financial stress on People with its extraordinary loan services and quickest disbursal. Customer support is always there to help you. The representatives will help you with your applications and other processes.

Here is the QR code to download the PLANET App.




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