DHFL Pramerica Life Insurance: Review Plans & Policies

Parameter	Minimum	Maximum
Entry age	18 years	50 years
Term of the policy	10 years	30 years
Maturity age	N/A	65 years
Premium	Rs.2000 for annual, quarterly, and semi-annual modes and Rs.2400 for monthly mode.	N/A
Monthly income	Rs.4000	No Limit
Death benefit (Lump sum)	20 times of the monthly income.

Parameter	Minimum	Maximum
Entry age	18 years	55 years
Policy term	5 years	30 years
Maturity age	N/A	65 years
Family income	Rs.2000	N/A
Premium	Rs.1000 per annum (for annual, semi-annual, and quarterly modes). Rs.1200 per annum for Monthly mode.	N/A
Options for premium payment	Regular pay
Modes of payments	Monthly, quarterly, half-yearly, and annual.

Parameter	Minimum	Maximum
Entry age	18 years	For policy term 10 years: 55 years For policy term 15 years: 50 years For policy term 20 years: 45 years

Maturity AgeN/A65 yearsTerm of the policy10 years, 15 years, and 20 yearsPremium payment modeSingle, monthly, or annualTerm of the premium payment

Minimum annual premium

Assured Base SumMinimum: Rs.5,00,000Maximum: Rs.50 Crores, subject to underwriting as per the approval of the Board.

DHFL Pramerica U Protect:

It is a term insurance plan that is especially designed for those who want their families to live without having any financial issues even when they are not around.

DHFL Pramerica Child Progress Plans

One cannot predict the future of anybody but they can certainly do financial planning to protect the future of their children. To help you and your children in achieving their dreams, DHFL offers various children insurance plans. These are:

DHFL Pramerica Future Idols Gold+:

This plan protects the education of your children right from the school to his/her higher studies. In this plan, an insured can take loan against his/her policy. However, the loan is available when the policy acquires 80% of the surrendered value.

PremiumRs.10,800Depends on the chosen base sum assured, entry age, term of the policy and premium payment term.Base sum assuredRs.1, 50,000/-Rs.5 Cr subject to underwriting.Policy maturity age65 yearsPolicy term15 years, 20 years, and 25 yearsPremium paying modeMonthly, half-yearly, and yearlyPremium paying termPolicy TermPremium Payment Term15 years8 years / 10 years20 years12 years / 20 years25 years15 years / 25 years

DHFL Pramerica Life Future Secure Plan:

It is a non-participating and non-linked guaranteed endowment child care policy. This plan offers regular income benefit option to ensure that the family of the insured gets steady source of income. While the death benefit feature of this plan gives financial security to the family.

DHFL Pramerica Rakshak Gold:

This plan is designed to secure your child’s future by providing money to cater different needs of your children like marriage, higher education, etc. This plan ensures regular monthly payouts in case of the unfortunate demise of the insured.

DHFL Pramerica Rakshak+:

It is a non-participating endowment insurance policy which provides strong shelter to your child’s future. This plan is designed to make sure that your child does not face any financial issues in future.

DHFL Pramerica Smart Fee Protection:

As the name of this plan says, it ensures uninterrupted education for your child.

Parameter	Minimum	Maximum
Entry age	18 years	50 years
Maturity age	N/A	65 years
Base sum assured	Rs.1,68,000	No limit, subject to underwriting
Monthly income	Rs.2,000	No limit, subject to underwriting.
Term of the policy	10 years	15 years
Terms of premium payments	7 years	8 years/ 10 years
Annual premium	Rs.26,638/ year	No Limit
Mode of premium payment	Monthly, half-yearly, and yearly

DHFL Pramerica Savings Plans

It is always good to stay a step ahead in savings as your saved money is the only thing that can help you and your family in the situations of financial crisis. Therefore, in order to build a systematic secure foundation of savings, we offer variety of savings plans. These plans not only help you to secure your today but ensure a better tomorrow:

DHFL Pramerica Ajeevan Samriddhi:

As the name of this plan, it protects the insured and his/her family throughout his/her life. This plan also provides a corpus at the age of 65 years. With this corpus, one can ensure a better after retirement life as the plan takes care of post retirement expenses.

Parameter	Minimum	Maximum
Entry age	8 years	50 years for premium paying term of 15 years
		45 years for premium paying term of 20 years
Premium	Rs.5,500 yearly	Depends upon the chosen basic sum assured, premium payment term, and entry age.
Basic Sum Assured	Rs.75,000	No limit subject to underwriting
Term of the policy	99-entry age in complete years.
Term of premium payment	15 and 20 years
Maturity age	99 years

DHFL Pramerica Flexi Cash:

It is a participating non-linked endowment plan that provides the insured a flexibility to control the policy. With this plan, an insured can manage his/her financial requirements according to the needs. Within the flexi benefit period of this plan, an insured can access the savings corpus. Get this plan to get a steady income as financial protection and guaranteed loyalty benefit for your family to be prepared for uncertain situations, get this plan.

Parameter	Minimum	Maximum
Entry age	8 years	60 years – For policy term 15 years 50 years – For policy term 25 years 40 years – For policy term 35 years
Terms of premium payments	For the policy term of 15 years: 5 years For the policy term of 25 years: 10 years For the policy term of 35 years: 15 years	N/A
Base sum assured	For the policy term of 15 years – Rs.1,70,000 For the policy term of 25 and 35 years – Rs.2,00,000	N/A
Annual premium	Rs.17,000/	N/A
Mode of premium payment	Monthly, quarterly, half-yearly, and yearly
Maturity age	75 years
Term of the policy	15 years, 25 years, and 35 years

DHFL Pramerica Life Wealth Maximizer:

Nobody knows his/her future as our life is completely uncertain. To ensure financial stability in all the situations of life, it is suggested to manage your wealth carefully. One way to prepare for various financial uncertainties of life is opting for DHFL Pramerica Life Wealth Maximizer plan. It is a Unit Linked, Non Participating Life insurance policy that offers a lot of advantages to choose from.

Parameter	Minimum	Maximum
Entry age	90 days	65 years
Maturity age	18 years	75 years
Term of the policy	For limited/regular pay: Age (Last Birthday) Policy Term Minimum Maximum 0 – 40 years 5 years 30 years 41 – 65 years 5 years 25 years
	For Single Pay: Minimum: 5 years Maximum: 10 years

DHFL Pramerica Magnum Assure:

It is a non-participating endowment policy that offers monthly payouts for the duration of payout period. With this plan, you will get more than what you have paid. An insured gets a multiple of the paid premium as Guaranteed Income per month after completion of the term of the policy.

Parameter	Minimum	Maximum
Entry age	18 years	For policy term of 10 years: 55 years For policy term of 15 years: 50 years
Maturity age		65 years
Annual premium	Rs.48,000	No limit
Term of the policy	10 to 15 years
Terms of premium payment	Regular pay
Payout period	120 Months for the policy term of 10 years 180 Months for the policy term of 15 years
Mode of premium payment	Monthly and  yearly