Credit cards have been redefining how we spend and shop for some time. In earlier times, people used to consider credit cards as a form of taboo. But, in recent times, the number of Indian Credit Card users has grown to 30 million. We can attribute this considerable growth to banks like Axis Bank offering great add-ons such as bonuses and perks. But the main advantage that a credit card like the Axis Bank credit card offers is the ability to buy whenever you don’t have the required balance.
A credit card balance check axis bank lets customers know their credit card usage before the bill arrives. It allows you to monitor your budget and maintain a fair credit limit on your card. Your Axis Bank credit card balance is the outstanding balance on your Axis Bank credit card that you need to repay to continue using it smoothly. Your credit card limit can be significantly reduced if you do not pay your dues on time. Axis Bank Credit Card Balance Enquiry may prevent seamless transactions on your card.
Also read: How To Increase HDFC Credit Card Limit
Luckily, your bank offers an n-number of effortless ways to credit card balance check axis bank. There are several ways to keep check of your Axis Bank credit card balance: SMS, internet banking, mobile app, and calling customer care.
Read below for more information on how to check Axis Bank’s credit card balance.
Different Ways to Check Axis Bank Credit Card Balance
If you are wondering How to Check Axis Bank Credit Card Balance, this article will help you with that. You can conduct credit card balance checks at Axis Bank in various ways. Let’s have a look at how to check axis bank credit card balance:
1. How to Check Axis Bank Credit Card Balance Through Internet Banking
To learn how to check Axis Bank’s credit card balance online, you need to register with Axis Bank’s online banking facility for Axis Bank’s credit card balance check. Your credit card will be assigned directly to your account if you are already a customer. Otherwise, you have to do it manually.
Axis Bank Credit Card Balance Enquiry feature allows cardholders to monitor their spending and pay bills on time. You can optimize the website for mobile viewing to use net banking on the go. You can use a username and password for internet banking. This feature is helpful for cardholders who want to conduct credit card balance checks at Axis Bank on the go. By following the steps listed below, you can learn how to check Axis Bank’s credit card balance online:
- Log in to “Axis Bank’s Internet Banking.”
- Go to the credit cards section.
- Select the “Balances & Payments” option.
- Please select a credit card to check the balance.
2. How to Check Axis Bank Credit Card Balance through SMS
If you are more comfortable with offline options and want to learn how to check Axis Bank’s credit card balance offline, here you go. Axis Bank provides SMS alerts when customers use their cards to pay. It allows customers to access bank credit card balance check SMS quickly. You can do an Axis Bank Credit Card Balance Enquiry in real-time and be sure about the transaction, the entered amount, and the credit card balance.
It lets customers quickly access bank credit card balance check SMS.
3. How to Check Axis Bank Credit Card Balance Without Internet Banking
If you don’t have an Internet banking facility and wondering how to check your Axis Bank credit card balance, you can still check the Axis Bank credit card balance by following the methods listed below:
- Customer Service:
Another method for how to check Axis Bank’s credit card balance is taking help from customer support. You can use Axis Bank’s credit card balance confirmation number – +1800 425 4059 for credit card balance check axis bank and available limit, even if you are new to net banking or mobile banking.
Customers can obtain Axis Bank credit card balance checks and statements from customer service. Customers can also do Axis Bank Credit Card Balance Enquiry by calling Customer Care at +1860-419-5555 or +1860-500-5555.
- For ATMs:
Do you know how to check Axis Bank’s credit card balance? You can access Axis Bank ATMs and use your PIN as an access code to check the outstanding balance on your Axis Bank credit card. It enables you to check your Axis Bank card balance without any worry with ATM. You have to swipe your Axis Bank credit card in the slot provided and choose the appropriate option for checking the balance of your credit card. It will ask you for the credit card PIN. Once authenticated, it will show your credit card balance.
- Visiting a branch:
Although it takes longer, you can visit the nearest Axis Bank branch to meet the team and check your credit card balance. It is beneficial if you are new to getting detailed information about credit card balances, how to get Axis Bank Credit Card Balance Enquiry on mobile, or how to query them online.
- Monthly Statement:
Axis Bank also allows you to do credit card balance checks axis bank as it offers SMS and email detailing credit card balances, outstanding credit card charges, and due dates.
How to Check Axis Bank Credit Card Balance through the Axis Mobile App
Axis Bank has a unique banking app to enhance customer relationships. These apps don’t just help you keep track of your credit card balance. Some apps or applications commonly referred to as such, come with useful plugins, such as Spend Analyzer, to help next-gen customers track their spending.
You can also download the Axis Bank Mobile app from the Google Play Store or App Store.
Why should you Check your Axis Bank Credit Card Balance?
Credit card holders need to check their Axis credit card balance at regular intervals for several reasons that is why you should learn how to check Axis Bank’s credit card balance. Let’s find out why you should check the balance of your credit card regularly:
- Helps you know the amount you must pay on your credit card to avoid added interest.
- It allows you to check the remaining limit on your Axis Bank credit card so that you can plan your expenses accordingly.
- Axis Bank will allow you to keep an eye on any fraudulent activity on your credit card.
- It reduces the risk of credit card rejection, which can negatively affect your CIBIL.
Also Read: How To Check SBI Account Balance Online
Conclusion
Axis Bank’s credit card balance is the amount your credit card holds as due. You must pay this amount to keep utilizing the credit card without worry. If you do not pay your dues on time, it can reduce your CIBIL. Knowing how to check Axis Bank’s credit card balance also helps you to keep a check on your expenditure habits. The bank offers various options for Axis Bank credit card balance checks. As a credit card user, you must keep yourself updated about your credit card balance. It will save you from any form of embarrassment and, at the same time, maintain your credit score.
How to Check Axis Bank Credit Card Balance – FAQs
How is the outstanding balance different from the credit?
Ans. The credit card balance is the outstanding amount. It is the amount that will not be billed in the line cycle. Your balance is the amount the bank owes you, which can take the form of bonuses and cashback. You must conduct a credit card balance check at Axis Bank regularly for the smooth functioning of your card.
How can I increase my credit card limit?
Ans. To increase your credit card limit, you must apply to your bank. The bank will check your credibility, and if you are satisfied, they can increase your credit limit.
How to check Axis Bank’s credit card balance online?
Ans. Register your credit card with Axis Bank’s online banking facility. Your credit card will be assigned directly to your account if you are already a customer. Otherwise, you have to do it manually. After registering, you can click Credit Cards in the menu and select Credit Card Balance.
How to check Axis Bank’s credit card balance using a phone number?
Ans. For credit card balance check axis bank using the number, you can dial 1860 419 5555 / 1860 500 555 / +91 22 6798 7700. You can also perform an axis bank credit card balance check SMS by typing “BAL” (Space) credit card number and sending it to 5676782. This should be done with your registered mobile number.
Is it mandatory to have a Netbanking to know how to check Axis Bank’s credit card balance?
Ans. No, enabling Netbanking to check the Axis Bank credit card balance is not mandatory. You can use various other methods like ATM, SMS, or dialing phone numbers. You can also visit the branch of your bank to check your balance.
